How to Comply with Exchange Regulations when Receiving Payments from Abroad

Regulación cambiaria

If you sell products or services abroad, one of the most frequently asked questions is how to receive those payments legally without problems with the DIAN or your bank. Colombia, like many countries, has exchange regulations that you must comply with when monetizing foreign currency or declaring income from abroad.

In this blog, we explain clearly and practically how to comply with these regulations and how platforms like Finturú help you do so without complications.

What are Exchange Regulations in Colombia?

Exchange regulations in Colombia are the rules that govern the use, entry, exit, and conversion of foreign currencies. It is supervised by the Banco de la República and the DIAN, and seeks to guarantee transparency and legality in international operations.

Why is it Important to Declare Payments You Receive from Abroad?

Receiving payments from abroad without registering or declaring them can generate:

  • Blocks on bank accounts
  • Tax problems with the DIAN
  • Fines for evasion of exchange regulations
  • Inability to justify income to financial institutions

That is why it is key to nationalize your international payments correctly.

What Operations are Subject to Exchange Regulations?

These are some of the operations that require registration and compliance:

  • Collection of services to clients abroad
  • Sales of products outside the country
  • Exports and international consulting
  • Freelancers who work for foreign companies

How to Comply with Exchange Regulations when Receiving International Payments?

  1. Receive the payment on an authorized platform
    Avoid using personal accounts or unregulated platforms. Use options like Finturú , which facilitates registration and legal compliance.
  2. Register your foreign currency income
    If you exceed certain amounts or make frequent income, you must register the exchange operation (Form 4 of the Banco de la República or exchange intermediary).
  3. Monetize your foreign currency
    You can convert your income to Colombian pesos with a competitive rate and safely.
  4. Declare the income to the DIAN
    Especially if you are responsible for VAT or are formalized as a company/natural person with commercial activity.

What Does Finturú Offer You to Comply with these Regulations?

  • Secure monetization of your income in dollars or euros
  • Advice on exchange and tax regulations
  • Digital platform with legal traceability
  • Support for nationalization of payments
  • Reports that you can use for your accounting or tax returns.

What Happens if You Do not Comply with the Exchange Regulations?

  • You may receive sanctions from the DIAN
  • Your bank may report you for suspicious transactions
  • You will not be able to justify income to the UGPP or credit entities
  • You could lose access to financial services

In a world where selling to other countries is increasingly easy, compliance with exchange regulations in Colombia is not optional, it is mandatory. Using tools like Finturú allows you to receive your international income, convert it to pesos, and comply with the law in an agile, safe, and stress-free manner.

Ready to receive payments from abroad in compliance with all regulations?

Create your account in Finturú and start charging globally with legal backing.

www.finturu.com

How to Generate an International Payment Link to Collect from any Country

Cómo generar un link

In a world where more and more businesses and freelancers are selling their products and services outside their country, a key question arises: how can I collect payments easily, quickly, and without complications? The answer lies in generating an international payment link. With platforms like Finturú, you can receive money from anywhere in the world without depending on traditional banks or paying high commissions.

What is an international payment link?

An international payment link is a digital tool that allows you to generate a unique link that you can send to your customers, who can pay from any country using their local currency. This system is ideal for:

  • Digital entrepreneurs
  • Freelancers and consultants
  • Online stores that sell outside their country
  • Exporters of products or services.
Advantages of Collecting with an International Payment Link
  • You do not need a website or online store
  • Receive in your local currency or in international currency
  • Secure and fast transactions
  • Ideal for social networks, WhatsApp or email
  • Avoid intermediaries and high bank commissions

How to Generate a Payment Link with Finturú Step by Step?

Step 1: Create your account at www.finturu.com
 Step 2: Enter the user panel and select “Generate collection link”
 Step 3: Define the amount, currency, and payment concept
 Step 4: Get your unique link and share it by email, social networks, or messaging
 Step 5: The customer makes the payment and you receive the money directly

Why Choose Finturú for your International Collections?

  • Competitive rates without hidden costs
  • Intuitive and 100% digital platform
  • Advice on exchange issues and legal compliance
  • Real-time support
  • Ideal for exporters, online sellers, and freelancers

Security and Support of your Transactions

Finturú has a secure technological infrastructure, data encryption, and compliance with international regulations to ensure that your payments are protected.

Today more than ever, selling to the world is possible. With Finturú you can generate your international payment link in minutes and receive the money from any country, without complications or abusive commissions.

Ready to start? Create your international payment link with Finturú and receive your income from any country.

Preventing Fines for Exogenous Information Would Change: Finturu Helps You Avoid Penalties

In the world of international trade, regulatory compliance is fundamental. One of the key aspects that companies must take into account is the exchange magnetic media, that is, the electronic records of the exchange operations that are carried out.

These media are essential to keep adequate control of international transactions and close the exchange channel. Keep in mind that once a logistics service takes your package abroad, you have opened the exchange channel. Which forces you to close said channel using regulated payment channels such as Exchange Market Intermediaries or admitted technology providers such as Finturu.

Why is it Important to Comply with the Exchange Magnetic Media?

If you are an exporter or are thinking of exporting, the existence of exogenous exchange information requires the use of appropriate channels for the channeling of sales, such as remittances, crypto assets or cash on delivery logistics services. It is vitally important that you ask if the payment methods with which you collect your sales comply with the exchange regulations.

In fact, if you took products abroad through improper channels, this may lead to serious penalties by the competent authorities. Keep in mind that fines for non-compliance with the exchange standard can be worth up to 100% of the sales you made abroad, as well as blockages in your accounts and onerous legal processes that can lead to the bankruptcy of your business.

How Does Finturu Help You Avoid Penalties?

Finturu is a platform designed to simplify international payments and financial management, including compliance with exchange magnetic media. By using Finturu, you ensure that your exchange operations are correctly recorded and submitted to the authorities in a timely manner.

Benefits of Using Finturu for Compliance with Magnetic Media:

  • Automation: Finturu automates the generation and presentation of magnetic media, minimizing the risk of human errors and ensuring regulatory compliance.
  • Integration: The platform integrates with your business management systems, facilitating the reconciliation of operations and the generation of reports.
  • Security: Finturu complies with the highest security standards, guaranteeing the protection of your data and transactions.
  • Advice: Finturu’s team of experts provides you with personalized advice on exchange compliance, helping you avoid penalties and optimize your international operations.

Conclusions

Do not risk your business by failing to comply with the exchange magnetic media. With Finturu, you can rest assured that your exchange operations are managed correctly and safely. Register today at Finturu and discover how we can help you grow in the global market!

WhatsApp Banking with Finturu: Enhance your Banking Transactions through WhatsApp

In today’s globalized world, expanding your business internationally is an excellent way to grow and reach new customers. However, international transactions can be complicated, especially when it comes to payments. This is where WhatsApp Banking comes into play, an innovative tool that, combined with the Finturu platform, can revolutionize the way you manage your international sales.

What is WhatsApp Banking?

WhatsApp Banking is a service that allows you to conduct banking transactions directly through the WhatsApp messaging application. This includes everything from checking balances and transactions to making transfers and payments, all without leaving the app you already use daily.

How Does Finturu Enhance WhatsApp Banking for your International Sales?

Finturu is a financial platform designed to simplify international payments, especially for small and medium-sized enterprises. By integrating WhatsApp Banking into its platform, Finturu offers a complete solution to manage your international sales efficiently and securely.

Key Benefits for your International Sales:

  • Convenience and accessibility: Your customers can make payments quickly and easily directly from WhatsApp, without having to access other platforms or applications.
  • Greater reach: By accepting payments through WhatsApp, you eliminate barriers and reach a wider audience, including those who prefer to use this application for their transactions.
  • Trust and security: Finturu complies with all regulations and security standards, ensuring that your transactions are protected.
  • Personalized attention: Finturu offers support through WhatsApp, providing you with real-time assistance for any questions or problems you may have.

How to Start Using WhatsApp Banking with Finturu?

  1. Register with Finturu: Create an account on the Finturu platform and configure your banking details.
  2. Interact from WhatsApp: Write to the Finturu account, so our MIA bot can help you with your payments 24/7.
  3. Share your payment link: Send your customers a payment link generated by Finturu via WhatsApp.
  4. Receive payments: Your customers can make the payment securely and easily directly from WhatsApp.
  5. Manage your finances: Use the Finturu platform to track your payments, convert currencies, and manage your international finances.

Conclusion

WhatsApp Banking, in combination with the Finturu platform, offers a powerful solution to boost your international sales. By simplifying payments and providing a convenient and secure experience for you and your customers, you can expand your business into new markets and achieve global success. Do not wait any longer and start taking advantage of the benefits of WhatsApp Banking with Finturu today!

Tips to Keep in Mind for International Sales: Selling and Getting Paid from outside Colombia is Easier

Expanding your business beyond Colombian borders is a great opportunity to reach new markets and increase your income. With Finturu, selling and getting paid from outside Colombia is easier and safer than you imagine, but don’t forget some fundamental tips to guarantee international success:

Regulatory Compliance

If you are ready to expand your business beyond borders, this blog is your essential guide. Navigating the labyrinth of exchange and customs regulations may seem daunting, but don’t worry, we are here to help! Find practical tips in this section to avoid fines and increase your sales.

  1. Any natural or legal person can export or import goods and services from and to the national customs territory. The only formal requirement is to have the importer or exporter status enabled in the Single Tax Registry – RUT (Box 54).

  1. It is necessary to carry out a correct tariff classification of the merchandise to be imported or exported. Finturu, together with its logistics partners, can help you avoid delays or rejections in your shipments.

  1. Do not forget to parameterize your accounting software so that the invoices are correct. Do not forget that you can deduct VAT from your sales abroad, regardless of the amounts. Avoid penalties from the DIAN.

  1. Regardless of the amount, whether it is a good or service, exporters are obliged to channel payments from imports and exports through Market Intermediaries-IMC (DCIP 083). Using Finturu, you achieve 100% compliance with the exchange regulation.

  1. Avoid channeling your sales through remittances, to avoid blocking your accounts or fines from the DIAN. Likewise, you will avoid accounting headaches, because remittances are only for personal income (not for companies, even if it is a natural person merchant)

Remember that Finturu achieves full exchange and customs compliance for your ecommerce sales globally, regardless of the amount or size of your company. Write to us to avoid fines or blocks.

How to Collect Sales Abroad: Facilitate International Payments with Finturu

Expanding your business internationally opens the door to new markets and customers, but it also brings challenges, especially when it comes to collecting sales abroad. Differences in currencies, local regulations, and fluctuations in exchange rates can complicate the payment receiving process. Fortunately, with Finturu, collecting international sales has never been easier.

Facilitate International Payments with Finturu

Finturu is a platform designed to simplify international transactions, allowing you to accept payments in your customers’ currency, which facilitates transactions and improves their shopping experience. You no longer need to worry about fluctuations in the exchange rate or delays in receiving payments. How do we do it?

  1. Accept payments in multiple currencies: With Finturu, your customers can pay with payment methods, eliminating the friction that often arises when they are asked to pay with payment methods they do not know.
  2. Automatic conversion to your local currency: Once your customer makes a payment in their currency, Finturu offers the best exchange rate to monetize your sales. This protects you from exchange rate fluctuations and ensures that you will always receive the established amount.
  3. Attention channels: If you have an online store, we connect with the main e-commerce platforms, which allows you to start receiving international payments without complications. If you sell through social networks, you can use our WhatsApp banking to manage your payments from a 24/7 chat.
  4. No delays in payments: One of the main problems that companies face when collecting sales abroad is the delay in receiving payments. At Finturu, we know that having the money on the same day is essential and contributes to maintaining the financial strength of your company.
  5. Improve customer experience: By offering your international customers an easy way to pay with known payment methods, you improve their shopping experience and build a relationship of trust.

Optimize your Global Sales with Finturu

Our technology not only improves the way you receive payments, but also optimizes the entire international sales process, allowing you to focus on what really matters: growing your business.

  • All-in-one payments: Manage the payment of your freight, with Finturu you can reduce the accounting burden of reviewing your logistics costs, whether you sell in an online store or sell through social networks.
  • Competitive transaction costs: Finturu offers competitive rates for the collection of your international payments, making you more competitive in a global context.
  • Continuous support: Our support team is available to help you with any questions or problems via WhatsApp or mail, ensuring that your experience with Finturu is very fluid.

Conclusion

Simplify your international collections and increase your global sales with Finturu. Discover how our technology can improve your business operations and provide a smooth payment experience for your international customers. Sign up for Finturu today and transform the way you manage your sales abroad

How to Receive Payments from My Overseas Sales: Finturu, the Solution for Receiving International Payments

Receiving payments from international sales may seem complicated, but with the right tools, it is simpler than you think. In an increasingly connected world, expanding your business beyond national borders is a great opportunity to reach new markets and increase your income.

Finturu: the Solution for Receiving International Payments

Finturu offers you the possibility of receiving payments in various currencies directly into your bank account, eliminating the need to manage multiple accounts in different countries. This solution is ideal for small and medium-sized enterprises (SMEs) looking to expand their global reach without the complications of dealing with multiple payment service providers. How does it work?

  1. Register on our platform: The registration process is simple and fast. You only need to provide the basic information of your company and your bank accounts. Once your account is set up, you will have access to all Finturu functionalities.

  2. Integrate Finturu with your online store: Our platform easily integrates with the main e-commerce platforms. This means that you do not need to make major changes to your online store. The integration allows all international payments to be processed through Finturu, which simplifies the management of your transactions.

  3. Automatically convert currencies: One of the biggest benefits of using Finturu is the ability to automatically convert foreign currency to your local currency. You will no longer have to worry about fluctuations in exchange rates or hidden commissions.

  4. Regulatory compliance and security: We comply with payment regulations, such as the exchange standard (DCIP 083) and tax regulations (magnetic media). This is especially important for Colombian companies that invoice as exporters and must close the exchange channel.

  5. Customer support and additional resources: At Finturu, we understand that every business is unique. That is why we offer a dedicated customer service to help you every step of the way. In addition, we provide educational resources and advice on how to optimize your international operations.

Additional Benefits of Using Finturu

By using Finturu, you not only simplify the process of receiving international payments, but you also gain access to a number of benefits that can help your business grow:

  • Time and cost savings: By consolidating all your international payments on a single platform, you reduce the need to manage multiple payment service providers, which saves time and reduces operating costs.

  • Greater customer confidence: By offering multiple payment options and ensuring the security of transactions, you build trust with your international customers, which can lead to an increase in sales.

  • Global expansion without complications: With Finturu, you can focus on growing your business globally without worrying about collection problems or the complexities of international trade.

Conclusion

Optimize your transactions and focus on expanding your business globally without worrying about collection problems. Finturu not only makes it easier for you to receive payments from your sales abroad, but also provides you with the tools and support necessary to ensure the success of your business in the competitive global market.

Revolutionizing International Payments: how Finturu Simplifies Global Transactions

In an increasingly interconnected world, companies and entrepreneurs face the challenge of managing international payments quickly, securely, and efficiently. This is where Finturu comes in, an innovative solution that is transforming the way global transactions are conducted.

What is Finturu?

Finturu is a financial platform designed to simplify and optimize international payments. We offer a comprehensive solution that allows companies of any size to receive payments from abroad and manage their financial operations locally, all with unprecedented transparency and efficiency.

How Does it Work?

Finturu combines the latest financial technology with a focus on usability to deliver a seamless and effective experience. From creating personalized payment links to integrating with e-commerce platforms and messaging services like WhatsApp, Finturu allows you to manage all your transactions from a single platform.

  1. Create Personalized Payment Links: Whether through our web app, API, or directly from WhatsApp with our MIA bot, creating and sharing payment links has never been easier. These links can be sent by email, instant messaging, or even integrated into your online store.
  2. Flexible Integrations: Finturu adapts to your needs. Our platform easily integrates with e-commerce services like Shopify and WooCommerce, and we offer a robust API for developers looking for a more customized solution.
  3. Fast and Secure Payments: With Finturu, funds are transferred quickly and securely to your bank account or wallet on our platform. Our fee structure is clear and competitive, ensuring you always know how much you are paying.

Why Choose Finturu?

Transparency: With Finturu, there are no hidden fees. You know exactly how much you will pay for each transaction, with a competitive fee of 2%.

Flexibility: Whether you are managing a small online store or a large-scale commercial operation, Finturu adapts to your needs. Our solution is scalable and can grow along with your business.

Personalized Support: At Finturu, we not only offer a platform, but also the support you need to use it to its full potential. From personalized advice to technical support, we are here to help you every step of the way.

Conclusion

Finturu is changing the way international payments are handled. By combining advanced technology with an intuitive user experience, we are enabling companies to focus on what really matters: growing and thriving in a global market.

If you are ready to take your international transactions to the next level, Finturu is the solution you have been looking for.

Ready to get started? Sign up for Finturu today and discover how we can help you simplify and optimize your international payments.